The only app that manages your home like an asset. AI identifies every item, tracks its value, and gives you an insurance readiness score — so you're never caught underprepared.
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Free forever for 15 items · Upgrade anytime
Insurance Score
A
87 / 100
127 items · $24,350 total value
Samsung 65" QLED TV
Living Room · $1,200
Change HVAC Filter
Due in 3 days · Monthly
Dishwasher Warranty
Expires Dec 2026
Most people discover they're underinsured after a disaster. Homie grades your home inventory from A to F — so you can fix coverage gaps before you ever need to file a claim.
Insurance Readiness
87 / 100
Great shape — a few gaps to close
Tip: Add serial numbers to your electronics to jump to 95+
How It Works
Point your phone at any item. Or speak — "Samsung TV, living room, bought last year for $800."
Recognizes brand, model, and category. Estimates replacement value and checks for serial numbers automatically.
Every item added, photo uploaded, and receipt stored improves your insurance readiness score. Know where you stand.
Features
Get an A–F grade with a detailed breakdown. See exactly which gaps to close for a stronger claim. Generate PDF reports your insurer will actually accept.
ProtectionPoint your camera — AI identifies brand, model, category, and estimated replacement value in seconds. Voice input too: just speak and it fills everything in.
AI-PoweredRecurring task scheduling with smart reminders. Never miss an HVAC filter change or gutter cleaning. Track service providers and actual costs.
SchedulingStore warranties, manuals, and receipts linked to each item. Get alerts before warranties expire. Your documents are searchable and accessible from anywhere.
TrackingDepreciation tracking
See current estimated value as items age, by category.
Family sharing
Share your home inventory with a partner or family member.
Privacy-first
Your data is encrypted. We never sell or share your information.
Encircle killed its free home inventory product on December 17, 2025, leaving thousands of homeowners without their records. Homie is the best Encircle alternative — upload your Encircle CSV export and we'll import everything automatically. Your room names, item values, and purchase dates all come over correctly.
How to migrate
What homeowners say
“I cataloged my entire living room in under 20 minutes. The AI got every item right — even pulled the model number off the back of my TV.”
Sarah M.
Homeowner, Denver CO
“After my neighbor's house fire, I realized I had zero documentation for my stuff. Homie fixed that in a weekend. My score went from F to B.”
Marcus T.
Condo owner, Chicago IL
“The insurance readiness score is what sold me. I found out I was missing serial numbers on $8,000 worth of electronics. Fixed it in an hour.”
Jennifer R.
Family of 4, Austin TX
Pricing
Get started, no commitment.
or $49.99/year — save 17%
No charge until your trial ends. Cancel anytime.
or $99.99/year — save 17%
FAQ
Yes. Your photos are stored in encrypted cloud storage and are never shared with third parties. AI identification happens on our servers (never on a third-party training dataset), and we will never sell your data. You can export or delete everything at any time.
You take a photo of an item. Our AI (powered by GPT-4o) analyzes it to identify the brand, model, category, and estimated replacement value. It works on electronics, furniture, appliances, jewelry, tools, and hundreds of other categories. AI identification is a premium feature.
Yes — Homie automatically detects and imports Encircle CSV exports. Your room names, item names, values, and purchase dates all come over correctly with no manual column mapping required.
The score (0–100, graded A–F) weighs five factors: items cataloged, photos on file, values recorded, serial numbers captured, and documents stored. The score updates in real time as you add items and documentation. It also flags specific gaps — like high-value electronics without serial numbers.
Your data remains accessible on the free tier (up to 15 items). You can export a full CSV of your inventory at any time, on any plan, for free. We never hold your data hostage.
Absolutely. Renters have just as much to lose in a fire or theft. Renter's insurance only pays out for contents — and only if you can document what you had. Homie helps renters build and maintain that documentation.
Get started today
The average undocumented home insurance claim loses 37% of its value. Ten minutes with Homie could save you thousands.
Start free — no credit card requiredFree forever for 15 items. Upgrade anytime.